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2010 Board of Directors and Committee Chairs

PRESIDENT Brandon Ramsey Southern Trust Mortgage, LLC Ph: 757-518-0700 F: 757-270-6226 bramsey@southerntrust.com	PRESIDENT-ELECT Jerry W. Mabry Village Bank Mortgage Ph: 804-419-2810 F: 804-330-9093 jmabry@villagebankmortgage.com
VICE PRESIDENT Robert Heltzel Heltzel-Synergy One Mortgage Ph: 703-368-9248 F: 703-368-3180 rheltzel@synergyonefcu.org	PAST PRESIDENT James G. Carter SunTrust Mortgage Ph: 804-291-0063 F: 804-291-0529 jg.carter@suntrust.com
TREASURER Rodney Word Union Mortgage Group Ph: 804-281-5624 F: 804-288-5397 rword@union-mtg.com	EXECUTIVE DIRECTOR Crystal Anderson VMLA Headquarters Ph: 757-473-8701 F: 757-473-9897 canderson@managegroup.com
ASSOCIATE DIRECTOR Janet Ahl MGIC Ph: 804-241-3233 F: 800-835-2395 janet_ahl@mgic.com	ASSOCIATE DIRECTOR Boyd Allison, Jr. Republic Mortgage Insurance Company Ph: 757-473-2160 F: 804-379-2876 boyd_allison@rmic.com
ASSOCIATE DIRECTOR Kellie Steger Radian Guaranty, Inc. Ph: 804-263-1701 F: 804-598-0308 kellie.steger@radian.biz	NORTHERN VIRGINIA DIRECTOR Beth B. Grant Southern Trust Mortgage, LLC Ph: 703-626-1563 F: 866-431-2926 bethbgrant@southerntrust.com
Peninsula DIRECTOR Tu Ritter SunTrust Mortgage Ph: 757-291-4004 F: 866-217-2735 tu@turitter.net	Richmond DIRECTOR Alicia O'Brien Prosperity Mortgage Ph: 804-484-6001 F: 804-484-6062 alicia.obrien@prosperitymortgage.com
Tidewater DIRECTOR Leigh Ann Graham Beach Municipal FCU Ph: 757-416-6176 F: 757-385-8128 lgraham@beachmunicipal.org	AT-LARGE Greg Cuenin MetLife Home Loans Ph: 804-267-3508 F: 804-330-4391 gcuenin@metlife.com
AT-LARGE Steven A. Farbstein StellarOne Bank Ph: 804-290-4325 F: 804-290-4328 sfarbstein@stellarone.com	AT-LARGE Brian Holland Atlantic Bay Mortgage Group Ph: 757-213-1674 F: 757-333-4895 brianholland@atlanticbay.com
AT-LARGE Ric D. Segovia George Mason Mortgage, LLC Ph: 703-580-0952 F: 703-680-5917 rsegovia@gmmllc.com